Bridge loans are short-term financing solutions designed to provide immediate capital for businesses and individuals while they secure longer-term financing or bridge financial gaps. At Owens Capital, we offer bridge loans with flexible terms and quick access to funds. Here's what you need to know about our bridge loan terms:

1. Loan Amounts:

• Bridge loans at Owens Capital range from 100k to 10m, depending on your financial needs and the value of the collateral.

2. Interest Rates:

• Interest rates for bridge loans are typically higher than traditional loans due to their short-term nature and quick access to funds. Rates vary based on market conditions and your creditworthiness.

3. Loan Term:

• Bridge loans have short terms, usually ranging from 6 months to 3 years. This allows borrowers to secure financing quickly and repay the loan once permanent financing is obtained or financial conditions stabilize.

4. Use of Funds:

• Bridge loans can be used for various purposes, including:

  • Real Estate Transactions: Closing gaps between the purchase of a new property and the sale of an existing one.

  • Business Operations: Providing working capital during a transition period or to cover immediate expenses.

  • Investment Opportunities: Seizing time-sensitive investment opportunities or funding projects with quick turnaround requirements.

5. Repayment Structure:

• Repayment of bridge loans may include interest-only payments or a lump-sum payment at the end of the term, depending on the agreement. This flexibility helps manage cash flow during the interim period.

6. Collateral Requirements:

• Bridge loans often require collateral, such as real estate, inventory, equipment, or accounts receivable. Collateral secures the loan and mitigates risk for the lender.

7. Eligibility Criteria:

• Eligibility for bridge loans is based on factors such as the value of the collateral, credit history, and the borrower's ability to repay the loan. Our team assists you in evaluating eligibility and structuring a loan that meets your financial needs.

8. Application Process:

• Applying for a bridge loan involves completing an application, providing documentation of the collateral, and discussing your financial situation with our loan specialists. We streamline the process to ensure quick approval and funding.

9. Benefits of Bridge Loans:

• Speed: Rapid access to funds allows you to capitalize on time-sensitive opportunities or address immediate financial needs.

• Flexibility: Tailored terms and repayment options accommodate diverse financial scenarios and business strategies.

• Bridge to Long-Term Financing: Facilitates smooth transitions between financing phases without disrupting business operations or investment plans.

Get Started Today

Ready to explore bridge loan options for your business or personal needs? Contact us today to discuss your financing requirements and discover how our bridge loan terms can provide the financial bridge you need with confidence.