At Owens Capital, we specialize in providing a comprehensive range of financial solutions to meet the diverse needs of businesses like yours. Our services include:

Lines of Credit: Flexible credit lines designed to support your ongoing operational needs with competitive rates and terms.

Equipment Financing: Tailored financing options for acquiring new or used equipment essential to your business operations, with structured repayment plans.

Secured Loans: Loans backed by collateral, offering competitive rates and terms to support your business growth or financial needs.

Invoice Factoring: Improve cash flow by converting outstanding invoices into immediate working capital, helping you manage your business expenses effectively.

SBA Loans: Government-backed loans designed to provide small businesses with favorable terms and flexible financing options for various purposes, including expansion and working capital.

Term Loans: Fixed-rate loans with predictable monthly payments, ideal for funding large investments, expansion projects, or other significant business initiatives.

Bridge Loans: Short-term loan used to cover financial gaps, typically between the purchase of a new property and the sale of an existing one.

We have flexible eligibility criteria tailored to different types of loans. Generally, we consider factors such as credit history, revenue, business age, and the purpose of the loan. Our goal is to help as many businesses as possible, so we encourage you to reach out and discuss your specific situation with our team.

Our interest rates and terms vary depending on the type of loan and your business's financial profile. We offer competitive rates and flexible repayment terms to suit your needs. For specific rates and terms, we recommend contacting us directly to discuss your financing requirements.

Typically, you will need to provide personal and business information, including financial statements, tax returns, and details about your business operations and credit history.

We understand the importance of timely access to capital. Our approval process is streamlined, and once all required documents are submitted, decisions can be made quickly. Funding timelines vary by loan type but typically range from a few days to a couple of weeks, depending on the complexity of the application.

We accept a variety of assets as collateral for secured loans, including equipment, real estate, and accounts receivable. The specific collateral requirements may vary depending on the loan amount and type. Our team will work with you to determine the most suitable collateral option based on your financing needs.

Yes, we provide personalized services tailored to meet the unique needs of each business owner, leveraging our extensive network and industry expertise.

Yes, we offer a range of educational resources to help business owners make informed decisions and manage their finances effectively.

Our extensive network, personalized service, educational resources, and team of industry specialists set us apart. We are committed to helping business owners achieve their dreams with over 50 years of combined expertise.