At Owens Capital, we proudly support small businesses with access to SBA Loans, backed by the U.S. Small Business Administration. These loans are designed to provide affordable financing solutions to entrepreneurs and small business owners, enabling growth, expansion, and sustainability.

What are SBA Loans?

SBA Loans are government-guaranteed loans facilitated by approved lenders. These loans offer favorable terms and lower down payments than traditional loans, making them an attractive option for small businesses looking to start, grow, or recover from financial setbacks.

Key Features and Benefits:

• Government Backing: Benefit from the backing of the U.S. Small Business Administration, which guarantees a portion of the loan, reducing the risk for lenders and enabling them to offer more favorable terms.

• Flexible Use: Use SBA Loans to finance various business needs, including working capital, equipment purchases, real estate acquisitions, and refinancing existing debt.

• Longer Repayment Terms: Enjoy extended repayment periods, which can help manage cash flow and reduce monthly payments.

• Competitive Interest Rates: Access competitive interest rates, often lower than conventional loan options, saving you money over the life of the loan.

• Support for Small Businesses: Receive personalized assistance and guidance throughout the application process from our experienced team dedicated to supporting small business success.

Types of SBA Loans Offered:

1. SBA 7(a) Loans: The most common and versatile type of SBA loan, providing funding for various business purposes, including working capital, equipment purchases, and refinancing debt.

2. SBA 504 Loans: Specifically designed for the purchase of fixed assets such as real estate and equipment, offering long-term, fixed-rate financing with a lower down payment requirement.

3. SBA Microloans: Small loans of up to $50,000 aimed at startups and small businesses needing capital for working capital, inventory, equipment, or machinery.

How It Works:

1. Consultation: Start by consulting with our SBA loan specialists to determine the best loan program for your business needs and eligibility.

2. Application: Complete the SBA loan application with assistance from our team, ensuring all necessary documentation is provided for review.

3. Approval: Once approved, review and accept the loan terms, including interest rates, repayment schedule, and any applicable fees.

4. Funding: Upon acceptance, funds are disbursed to your business account, providing immediate financial support for your growth initiatives.

5. Repayment: Make timely payments according to the agreed-upon schedule, establishing a positive credit history and maintaining financial stability.

Why Choose Owens Capital for Your SBA Loan?

At Owens Capital, we are committed to empowering small businesses with accessible and affordable financing solutions through SBA Loans. Our dedicated team of experts is here to guide you through every step of the loan process, ensuring a smooth and transparent experience. Whether you're starting a new venture or expanding an existing one, our SBA Loans offer the support and flexibility you need to achieve your business goals.

Discover how Owens Capital can help your small business thrive with an SBA Loan. Contact us today to learn more and take the next step toward securing your financial future.